Policy Wordings

Stephen Lower Insurance Services Limited is delighted to announce that its Property Owners Schemes will be Underwritten by AXIS Capital New Business incepting on or after 1st August 2020 and for policies Renewing on or after 1st August 2020.

Property Owners Policies - AXIS

EXPLORE AXIS, A LEADER IN SPECIALTY INSURANCE AND GLOBAL REINSURANCE

For policies incepting or renewing on or after 1st July 2025, version 2507.01 of the Policy Wording applies, and is available here. A summary of this document is also available here.

For policies incepting or renewing before 1st July 2025, version 2111.01 of the Policy Wording applies, and is available here. A summary of this document is also available here.

Continuity in an uncertain world

Amlin UK has been underwriting ALL Stephen Lower Property Owners Schemes for New Business placed since 23rd August 2013 and for policies Renewing on or after 1st October 2013.

Property Owners Policies

For Stephen Lower Property Owners policies underwritten by Amlin UK (including "Contents Only" policies), you may find a Policy Summary here

The Full Policy Wording can be obtained here

We are delighted to inform you that the Legal Expenses cover within your Stephen Lower Property Owners policy has been enhanced with effect for all New Business and policy Renewals from 1st February 2016, at NO charge to the policy holder.

Full Legal Expenses wording

Directors' And Officers' Liability

All new (and renewing) Stephen Lower Directors' and Officers' (D&O) liability insurance policies are underwritten by Amlin UK. You may find details of the D&O Policy here or you may download a summary here

Hartford Steam Boiler

Engineering Inspection and Plant Protection

The Hartford Steam Boiler Inspection and Insurance Company was founded in 1866. Now part of Munich Re (rated A++ by A M Best), HSB sets the standard in equipment breakdown insurance.

Stephen Lower is proud to offer an Engineering Inspection and Insurance Policy supported and underwritten by Hartford Steam Boiler. You may find details of our Engineering policy here

IMPORTANT

If you have any queries regarding older policies, previously underwritten by Zurich, then please do not hesitate to contact us