Continuity in an uncertain world �

Stephen Lower Insurance Services Limited is delighted to announce that, with effect from 23rd August, 2013, its Property Owners Schemes has been Underwritten by Amlin UK

Any New Business placed with Stephen Lower from that date is now underwritten by Amlin UK, as are existing policies renewing on or after 1st October 2013.

The team here at Stephen Lower have chosen Amlin UK to underwrite the Stephen Lower Property Owners schemes, as Amlin are able to offer EXACTLY the same great cover that our schemes have always enjoyed, at a competitive price and backed up by great UK-based support.

Here you will find the Amlin policy wordings in summary and full formats.

About Amlin UK
  • Amlin UK has a number of offices throughout the UK, including its Underwriting and Claims teams

  • It provides a wide range of cover, including Commercial, Property and Personal lines

  • In turn, it is part of Amlin Group, which :-
    • Is a leading insurance and reinsurance group
    • Has been writing insurance for over 100 years, through:
      • Syndicate 2001 at Lloyd�s of London
      • Amlin AG
      • Amlin Corporate Insurance
    • Is a trusted and secure insurer, highly rated for financial security and operating performance
      • A+ (A.M. Best) *
      • A2 (Moody�s) *
    • Had premium income of �2.3bn in 2011
    • Employs more than 1,600 people
    • Has a record of stability, integrity and market-leading expertise

* Ratings as at October 2012 and are variable

In 2016, Amlin was further strengthened when it became part of Mitsui Sumitomo Insurance Group, one of the world�s largest insurance companies.

You can find more details of Amlin at

T: 01303-241170 | | F: 01303-850653