Policy Wordings

Amlin UK has been underwriting ALL Stephen Lower Property Owners Schemes for New Business placed since 23rd August 2013 and for policies Renewing on or after 1st October 2013.

Continuity in an uncertain world �

Property Owners Policies

For Stephen Lower Property Owners policies underwritten by Amlin UK (including "Contents Only" policies), you may find a Policy Summary here

The Full Policy Wording can be obtained here

We are delighted to inform you that the �Legal Expenses� cover within your Stephen Lower Property Owners policy has been enhanced with effect for all New Business and policy Renewals from 1st February 2016, at NO charge to the policy holder.

Full Legal Expenses wording

Directors� And Officers� Liability

All new (and renewing) Stephen Lower Directors� and Officers� (D&O) liability insurance policies are underwritten by Amlin UK. You may find details of the D&O Policy here or you may download a summary here

Hartford Steam Boiler

Hartfor Steam BoilerMunich RE

Engineering Inspection and Plant Protection

The Hartford Steam Boiler Inspection and Insurance Company was founded in 1866. Now part of Munich Re (rated A++ by A M Best), HSB sets the standard in equipment breakdown insurance.

Stephen Lower is proud to offer an Engineering Inspection and Insurance Policy supported and underwritten by Hartford Steam Boiler. You may find details of our Engineering policy here


If you have any queries regarding older policies, previously underwritten by Zurich, then please do not hesitate to contact us

T: 01303-241170 | E:info@stephenlower.co.uk | F: 01303-850653