Website Privacy and Cookie Policy of Stephen Lower Insurance Services Ltd

This privacy policy sets out how we, Stephen Lower Insurance services Ltd (we,us,our) will use personal data collected via our website, irrespective of whether you are a policy holder.

Policy holders may find details of our Data Protection and Privacy Policy for Policy Holders here.

We will be the controller of your data for the purposes of the Data Protection Act 1998.


Currently this website does not use �cookies� (small text files placed on your computer)

What will we collect?

We will collect names, addresses and other details provided by you when you contact us with a question or to obtain a quotation for one of our products.

How will we use personal data?

We will use the personal data you provide to us to answer your request.

Who we may share your data with?

We may share information with our existing or previous Policy Underwriters (for example Amlin UK, Munich Re and Zurich Insurance plc). Some or all of the information you supply to us may be passed to other parties, sub-contractors or agents in relation to the administering of your insurance policy (for example, but not limited to, for underwriting, claims or accounting purposes).

The FCA may ask us or our Policy Underwriters to provide it with access to our customer records in order that it may carry out a review of our activities.

Your consent/information

By using this website, you consent to use of your personal information, provided it is used as set out in this policy.

If we decide to change the policy, we will post these changes on this page so that you are always aware of the information we collect, how we use it and under what circumstances it is disclosed. You have the right to ask for a copy of the information we hold about you (for which we will charge a fee) and to correct any inaccuracies in your information.

Before you provide us with any personal data about a third party, you must obtain the correct authority from the individual(s) concerned and undertake to keep them advised about how their information will be used.

Changes to Our Policy

This Policy is regularly reviewed and we will update this page periodically. This policy was last updated 5th December 2014.

Further Information

If you have any queries in relation to this Privacy Policy please contact our Operations Director ( or write to the address quoted on the Contact page

T: 01303-241170 | | F: 01303-850653